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HOW TO GET A CREDIT CARD?

HOW TO GET A CREDIT CARD?

Ok So i have a good credit score but i keep getting denied for any big credit card company and the only way to raise my credit score is to get a major credit card. are the credit card companys stupid they hard inquiry my credit dropping my score even more how am i supposed to get a credit card to raise my score if every time i apply it lowers my score?

Related :


“”Need a 40k loan but it have 603 score, is it possible i get it with a cosigner?””
hi, i need a loan of 40k but my credit score in equifax is 678, experian 613, transunion 616 is it possible to get the 40k loan with these score and which score will they consider? would it help to have my brother cosign for the loan he makes 40k yearly and his credit score is 610 and i make 35k yearly. what are my chances to get the unsecured loan of 40k with my brother as a cosigner? i need the money to pay my parents debt which is 37k but if i make whole payments to the collection agencies they will reduce alot.i have no collateral i am looking for unsecured loan from banks.do u think i qualify???if not for how much do u think i can qualify??(maybe 30kunsecured loan i can qualify)……….i am planning to apply to my bank or citifinancial and i would never get a loan from the internet or other places so please don`t offer me any… i only trust banks…. citifinancial sent me a loan invitation of 10,000 but with my bro as a cosigner do u think they can offer me 30 or 40k??? Thanks””
“”
Credit card cash advance?
How do I cash advnace on a Capital One Master Card?
“”
#repost

“”
How can I get a car loan with good credit but no job?
I am a student at LSU, and had a campus job during the school year. I no longer work on campus, because I am not going to summer school. I need to get a student, personal, or car loan so that I can get a car before the end of the summer. My credit score is 672, so I have good credit. Most places I’ve seen require the same job for 6 months. Where can I get a loan with good credit and no job? ***Update: I now have a job, but I just started this week, so the new question is, can I get a loan with a job that I’ve had for so short a period of time?***””
“”
Is 7.95% interest rate too high for an used car loan?
The car loan is $11,500, my credit score is 624. What other charges should I be aware of beside the amount of the loan? like taxes, etc,etc… Is a $234 payment too high or is it fair? should I ask for a lower payments? What other main thing should I look after when buying used? Everyone’s opinion will be highly appreciated, thank you all.””
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“”Im out of bankruptcy. how do i rebuild my credit.?””””
what about credit card.
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My credit score is 505. Is there a legal way for me to raise it to 620 in the next three months?

“”
Who suffers when you don’t pay bills and file bankruptcy?
student loan is unsecured debt. even if bankruptcy doesn’t cover it, the student loan organization still can’t do anything if you don’t pay.””
“”
Major effects / limitations after filing for Bankruptcy?
My wife is under the impression that filing for bankruptcy is the same as a mark of death. A black cloud that follows us everywhere we go for the next 7 years. We will be outcasts unable to finance anything or make any major purchases (new cars, new home, etc). On the other hand, I hear that it’s not necessarily the end of the world and not as bad as people believe. That people do it all the time, and that within a year aren’t any worse for the ware. I have one friend in the financial field who says he financed a loan for a couple that filed BK just a week earlier. But realistically, what can I expect after I file? Is it really as bad as my wife thinks? Or is this the fresh start that my friend recommends and that we so desperately need?””
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#repost

“”
How can I buy a home without credit/good credit? Please help me.?
Hello. I am 28 years old. I have been divorced for a couple of years now. The home I currently live in is a mobile home with 3/b 2/b. I have lived here for 8 years. When you break it up, 8 years at $525.00 a month for something I will never own adds up to a lot of money. I also pay all of my own utilities including natural gas. I have never been late on rent. I have never been late on a utility bill. I have purchased 2 cars with cash. I have never had a credit card. What do I do? I need a home. I have thrown out so much money twards rent it makes me sick but I can’t get anyone to help me or even consider to help me get a loan. I have tried real estate agents, I have tried mobile home places but to no avail. The only thing bad I have as far as I know is medical bills but I am paying on them. I just need to stop throwing away money every month so I can build a better future for my little girl and I. Please, if anyone has any advice it would be great.””
“”
Do online home affordability calculators factor in intrest?
Maybe a dumb question. I have been using different home affordability calculators online, and I feel like they are giving me a very high number for what I can afford based on my terms [say I make $20,000 a year, want a 10 year mortgage]. Could I SERIOUSLY afford a $60,000 house?! I feel like something is not factored in on these things. Some are more conservative, saying around $47,000 but that number still feels kind of high. Does that seem right? Or, do you know of any really good affordability calculators online that factor things in??””
“”
Why is 2.718 thought to be a most important number?
I’ve heard something about bacteria expanding at this rate and log e. Is there any other reasons?
“”
What’s the deal with the Q and A on yahoo I received answers to my question that are not appearing?
in my profile and I can’t open them from my email. For instance I got six answers to my question and my question box is only showing two. A major glitch or what?
“”
How can I get an auto loan if I am in college and have little to no or bad credit because of one thing?
I may have bad credit. I just want to get an auto loan so I can drive again.
“”
.
… ex.cycle day? …
“”
Where exactly can you check your credit score for FREE?
Where exactly can you check your credit score for FREE? All of the ligitimate sources I have looked at have a sign up scam running. You must sign up for credit protection plans or the like before you can get your free score.
“”
#repost

“”
What is the difference between APR and simple interest?
In laymans terms please!!!!
“”
To go bankrupt or not?
So i am 26 years old… i owe around 18000 dollars on 2 credit cards. i dont have a job right now. i am in the process of going back to school. barely paying my bills. i pay a 23000 dollar car note. i owe around 10000 dollars in student loans. may rates are low on the cards one is 10 the other is 11% i have a decent beacon score around 700… i dont want to hurt my credit and i dont really believe in bankruptcy… so i am unsure what to do.. i dont have any skills or degrees so i cant really find a job that pays enough to pay them down so i will have to resort to waiting tables while im in college.. so should i go bankrupt? if so chapter 7 or chapter 13 i have tried to get my credit card combined through bank of america.. but was declined because no job… lol i keep telling them i am never late on my card so i wont be late on the loan lol, i have some money saved. will return to work as soon as i move. i am sick of credit debt. i really need some help.””
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#repost

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#repost

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How can I get an auto loan after a bankruptcy?
Two years ago I declared my self bankrupt
“”
Ucc loans ? anyone dealt with them?
anyone heard of this company? are they ok to use and do they really help as they say when you have a low credit score? also i have seen on their website their monthly repayments are very very high just wanting some feed back no timewasting answers please
“”
#repost

“HOW TO GET A CREDIT CARD?

Ok So i have a good credit score but i keep getting denied for any big credit card company and the only way to raise my credit score is to get a major credit card. are the credit card companys stupid they hard inquiry my credit dropping my score even more how am i supposed to get a credit card to raise my score if every time i apply it lowers my score?


Bankruptcy and the VA?
I have a VA home loan and i owe about 228,00 on it the original loan amount was 230,000. I would like to walk away because I am getting that sinking feeling with the economy, job etc. I know I would be obligated because anti deficiency laws in Arizona do not protect me against the VA. So down the road could I file bankruptcy against the VA?””
“”
How to Build Credit from Credit Cards?
Hi, I have a whopping 20% APR on my Wachovia College Credit Card. I keep my spending to a very minimum and pay EVERYTHING off Bi-Weekly. At first, my Credit Score (freecreditreport.com) rocketed to a 730 and then it declined all the way to 718 and it has been like that ever since. I know partly that’s because of having too many Hard Inquiries”””” because I want to get a loan””
“”
My credit score is 521. I am looking for a home loan. I would be putting 20% down. Can anyone help?

“”
Is American Express a good choice for a credit card?
I received an application for AmEx, and it states that one can now utilize a revolving charge account. I thought that was only Visa/Mastercard. I looked everywhere thru the information and nowhere found a credit limit, as all Visa and Mastercard do. Anyone know about this?””
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#repost

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What’s the scientific name for shark?

“”
Why might the corporation have to file for bankruptcy protection?

“”
“”Lol. If a loan shark break my legs , how am I suppose to earn the money to pay him if I am not able to work?””
My current job requires the usage of legs. Without my legs, I won’t be able to perform the required duties. With my current job and salary, I will be able to pay off the loan shark in a couple of months. With a minimum wage job, it will take me at least 5 to 6 years to be able to raise the money. Please atheists, do not answer. I had to re-post this question again because I got some really dumb answers from atheists.””
“”
#repost

“”
Prepaid credit cards and online shopping?
I want to know a good prepaid credit card that is usable for online purchases (specifically to be used on Amazon and Etsy). I used the Greendot Visa card before but they wouldn’t let me re-load it, so I got rid it.I need an easy”””” to use card with not a lot of fees. one I can use once and toss it if I want. I really need some help here””
“”
Do u Know about Payday loans?
Usually how long can u take to pay them back?
“”
Home Modification after bankruptcy?
What happens when u modify a loan after it was discharged in BK? I will now be legally responsible for the loan? Will it show on my credit report again?
“”
SSS Loan Status is Check generated?
according to SSS online account, my loan status is Check Generated dated today 09/06/13. I’m just curious coz our company releases the check every Monday only. If it says Check generated already does that mean they already forwarded the check to my company or do i have to wait for another week before they will send it to my employer? pls help. If it says Check generated, what do i need to do? My employer said they dont really send out notifications if the check is ready. I have to check it first with my loan status online. Im confused. :(“”
“”
#repost

“”
What can I do to get my credit up?
I do have bad credit and I cannot get a credit card. What will help me to get my credit back up where it needs to be?
“”
SSS Loan Status is Check generated?
according to SSS online account, my loan status is Check Generated dated today 09/06/13. I’m just curious coz our company releases the check every Monday only. If it says Check generated already does that mean they already forwarded the check to my company or do i have to wait for another week before they will send it to my employer? pls help. If it says Check generated, what do i need to do? My employer said they dont really send out notifications if the check is ready. I have to check it first with my loan status online. Im confused. :(“”
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Repost: Credit score keeps dropping- should we consolidate?

“”
How much interest do Loan Sharks usually charge.?
I ran into some serious financial trouble a couple weeks ago and am in dire need of a $4,000 loan. I don’t qualify for any loans what so ever because my credit score is as low as it gets. My question is how much money do loan sharks usually charge on a $4,000 loan and how long do I usually have to pay it back.””
“”
Employer asking for a credit report?
I applied for a job online last week and got an email from the company’s human resource department yesterday asking me to fill out an online application and then I will be called for an interview. Okay, this is fine but during the application, it asked me to go to this other site to get a free credit report in which I am supposed to print out and bring in with me at the interview. This seems a little fishy to me. Any thoughts? BTW: The job I’m applying for is an IT Help Desk Assistant. I don’t think that I’ll be involved with any of the company’s finances or books.””
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How much do you pay to get your credit SCORE?
I know you can go to annualcreditreport.com for a free credit REPORT but you have to pay to get an actual SCORE. Has anyone gotten their score? How much did it cost? Thanks!
“”
Best Grapes To Use For Wine….?<>?

“”
“”Paypal, refund… money wont show?””
i bought something online w/ paypal credit card, but then they gave me a refund because they dont accept unverified paypal accounts, it doesnt show my money in my credit card that i got refunded, its still like i bought the item and i never got my money back? help?””
“”
I need a new car but my credit score is 516 and i have no money down but i just got a job making 45000 a yr ?
How can i get a car loan ???????????
“”
Cash Advances- Do they build credit?
I manage a cash advance place and have never heard of cash advances giving you credit, until one customer came in and said his credit sky rocketed for doing them…. is this true?- do cash advances really help you bulid credit?… i guess it makes sense since it is like a short term loan you have to pay back….. but i have never known either way.. does anyone know the answer to this?.””
“”
How does a bad credit auto loan really work?
My credit score is probably 0 (yes I know that’s not possible) but it’s pretty bad. Say for example I want a $5,000-$6,000 car, how much would I have to put down and how much would the interest typically be?””
“HOW TO GET A CREDIT CARD?

Ok So i have a good credit score but i keep getting denied for any big credit card company and the only way to raise my credit score is to get a major credit card. are the credit card companys stupid they hard inquiry my credit dropping my score even more how am i supposed to get a credit card to raise my score if every time i apply it lowers my score?


“”So, america’s love of cash and low interest rates, has finally bit it in the backside huh?””
America’s love affair with spending money they don’t have has come back with a big fat solid bite on the backside. The credit markets are in a panic, cards like capital one are now DOUBLING the interest rates for many of their customers. The sub-prime mortgage plan has now guaranteed bankruptcies will hit a all-time record. As will foreclosures. And now, the Chinese, silent and patient until now, are beginning to wield the economic power they’ve been building up over the past few decades. They have collossal levels of cash, most of it in US funds and they know how to use it. Trust me, america has had this coming for the past little while. And I for one will sit back and laugh.””
“”
How to make a complaint against a loan company?
A while ago, I applied for a payday loan with a company in town. In the past three months, I had a few over drafts in my bank account. But in the bank statements you can see it was paid immediately. And I had my paychecks automatically deposited in my account. the girl that was doing my application kept asking me questions like, does it bother me that I get over drafts; why do I get over drafts; she feels bad when she gets over drafts; why do I not seem upset that I get over drafts. She crossed the line. I got the loan, but I spoke to her boss and she apologized. I was in an auto accident so I go to a chiropractor almost every day at that point. I called on my pay day and told tiffany, the rude girl, to run my check through cause I did not want to miss my appointment; I also asked if I could come in the next day. She said I had to come in today. I told her to just run the check. She said she cant. I asked why. She said they only get the checks just to hold but they cant run them. I argued on the phone with them for 30 minutes till they decided to run the check, which went through of course! Ever since then, they keep calling me begging me to come get another loan. For the past four months I have told them to never call me again. They keep calling. I have phone records. What can I do? i am in louisiana. i looked on the state site but i have no guidance from it.””
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Auto Loan refinance question?
I am 14 months (13 payments) into a 7 year auto loan at 9%. I have been offered the opportunity to refi at 6% with a different financial institution.. What pros and cons are there to consider. I can afford the current payments but am interested in paying less interest of course. I intend to keep the vehicle for a long time.
“”
“”Identity theft, how does that happen? ?
how is that possible and what things do i need to avoid to prevent this?
“”
How do I check my credit score?
You know, how each of the three main companies are supposed to give you a free report every year. For some reason, every time I try to do it, I get sent to some website where I have to pay money or register or… or… Long story short: who has done it the right way and how do you do it without having to pay money. Thanks!””
“”
How can we buy this home with bad credit?
Found this home initially for rent. Beautiful 5 bed/2.5 bath for $700/mo. Owner decided she needs to sell instead of renting and will sell it to us for $95,000 if we can get financing. That’s the problem I have bad credit and husband has none. Spoke with a loan officer and she told us that if my husband opens up 3–4 credit cards and puts $3000-$5000 in a savings account we’ll be ready for an FHA loan in 90 days. How realistic is that? Seriously….I don’t know looking for the input of others.””
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“”Is 4.75% a good 30-year fixed mortgage rate at this time (December, 2013)?””
I’m currently paying 5.75% on a $310,000 mortgage. My credit score is 648 and I’ve paid all of my mortgage payments on time.””
“”
Error while booking ticket on air india express online website using credit card issued in Dubai?
i have tried to book a ticket, but each time it gave an error credit card information incomplete or use alternative payment mode. the information provided was correct & the same was successfully used to purchase things online. i believe this is due to the credit card being issued in Dubai? Is anyone know about this issue? Please help me out. I have been using the same credit card last year & it worked with out any issues for booking the same flight. now probably the website has been changed, it is having some problem.””
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#repost

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Is there too much information to do a speech on bankruptcy?
I am doing a speech on bankruptcy and I want to include our own experience with the new information. So for a speech that needs to be 4–7 minutes is there too much information? If not is it best to begin with my own experience or the laws and reasons people file bankruptcy?
“”
Payday loan debt consolidation for non-homeowner?
any debt consolidation companies that will combine payday loans under one umbrella or any lender
“”
Can u get cash back with credit cards?
i owe a friend money n need cash to pay him back. i have 2 credit cards a mastercard platinum plus n a regular american express blue card. can i get cash back at a store with either of these? and what store would u suggest, thank you to all answers””
“”
Builders Risk Insurance for a Construction Loan on a Mobile Home?
We are trying to buy a new Mobile Home which will be converted to real property. We are working with a very well known bank institution and have been approved for a construction loan. They are telling me that Builders Risk Insurance needs to be purchased before they can give us a final approval on the loan. I called the local insurance companies and they insist they do not cover it for Mobile Homes. I brought this to the banks attention over a month ago, yet they are still telling me I need to get Builders Risk Insurance. What do I do? Supposably the mobile home builders don’t cover the Builders Risk Insurance or the contractor, so it’s up to me. How does this usually work? Is the buyer usually the one responsible for this?””
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Can i get a auto loan with a score of less than 500?

“”
Should I pay off my vehicle loan?
I have enough money to pay off my loan. I was told that if I’m paying for a vehicle loan monthly that my credit will grow or something. I’ve been paying it for over a year. I’m paying for an apartment and utilities so I’m assuming I don’t need to pay for a vehicle loan as well. The problem is that the bank requires me to have full insurance coverage on the vehicle which is running me almost 200$ a month because I am 22. Also the interest on the loan is about 400$ a year. 1. Should I go ahead and pay off the loan and cut the cost of insurance and remove the interest? 2. Would my credit suffer over time or something else happen to it? 3. Also, if I shouldn’t pay off the loan should I try to refinance for a cheaper rate? 4. Is it bad to not have full coverage? The vehicle is only worth like 7k.””
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Is a $750 credit card limit good?
I am an 18 year old student who just obtained his first student credit card with no previous credit history. They gave me a $750 limit and I was actually surprised, thinking it would be more around $300–400. Did I get this limit because of how much I make at my part time job compared to other applicants? (I work between 18 and 25/26 hours a week on top of college) Also, out of curiosity, is it your credit score that lands you those credit cards with a $3000 limit, or is it more based on your income? (Not that I would want one anytime soon, just curious.) Thank you!!!””
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Can i get a car loan with 670 credit score?
i want to buy a 2010 model car and i have a 670 credit score. i want a 22000 dollar car and i want to put down 4000 cash. i also have been employed for the past year and make about 26000 a year. will i get approved for buying a car
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How long do you have to have an auto loan before you can refinance it?
I have had my truck for little over a year and the payments are now too much to afford. (when I got the truck I had more than enough to cover the payments. but because of failing construction my husbands good job is now gone) Is it too soon to refinance to get a lower payment?
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Private loan (loan shark) in Nottingham?
Any ideas for 400 quid? Can’t get payday loans!
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#repost

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Is it possible to remove credit inquiries from my credit report?
Over the course of about three months I went on a desperate auto loan shopping spree. I was trying incredibly hard to get approved under my own name with only a year worth of credit history because I have no willing/able co-signer. I’ve recieved about 20 inquiries and my credit score dropped over 50 points from the original 730 I had, bringing me from excellent credit to between fair and poor. Now I know that people usually say that you should stay away from credit repair”””” agencies. However””
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Is a PLUS Loan the same as a parent plus loan?
Does a PLUS loan automatically mean parent plus loan?
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#repost

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#repost

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Bankruptcy after Repossession — Does it sound good?
One of my friends has gone bankrupt after his property was repossessed. There was a mortgage shortfall after the sale of the house which was included in the bankruptcy. My questions are: 1] Is this the best solution to get out of debt? Can I get higher price if I sell my house in the open market? 2] Along with this mortgage I have credit card debt which is pretty high. 3] After purchasing this house I realised that it was not in good condition. Should I renovate it first? I do not have much money in hand; still I can do that to get a higher return. 4] How long will it take to sell the house, I need money asap to clear all my debts. Please suggest the best alternative. Thanks in advance.””
“HOW TO GET A CREDIT CARD?

Ok So i have a good credit score but i keep getting denied for any big credit card company and the only way to raise my credit score is to get a major credit card. are the credit card companys stupid they hard inquiry my credit dropping my score even more how am i supposed to get a credit card to raise my score if every time i apply it lowers my score?


Why wont they give me a credit card?
i applied for a credit card at a bank and they said im not eligible when i asked why they said theyll send it in the mail and when i got the paper it said that equifax and some other places have bad information but when i asked for a copy of my credit info the only things that were on it was the name of my bank and phone company were i applied for a phone (i was accepted for the phone) i have 1 checking account and no credit history at all what should i do
“”
“”I own a 2007 hd motorcycle, if I file chap 13 bankruptcy, will I be able to keep my bike?

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“”Need help for a friend who naively used a loan shark….this prince of a guy is making her life hell, but is this legal?””
Ok so a very naive friend of mine who is working really hard but earns a very modest income got caught up with a loan shark. This guy advanced her something like $50-$100 then demanded double back. He then went ahead and transferred more funds into her account, then started to make sexual advances to her, which she refused. Now he is demanding a huge huge lump sum paid to him mid month. She doesn’t have the funds and is very scared. He doesn’t have her home address but knows where she works and she doesn’t want him coming there and getting her in trouble with her boss or even getting her fired from her job. I told her to call the police but she doesn’t want to. She feels stupid and that this is her fault. I told her no, it’s illegal to charge 50% interest on a loan, that the maximum cost per month is about 21%. I told her to find someone big, tall and scary looking to take along with her at her meeting with this guy, and to get what cash she can and pay him that and just say goodbye, you aren’t getting another cent. I told her to warn her boss and say the guy is making advances and won’t take no for an answer. I am very concerned about her wellbeing. Does anyone have some good advice? Do you agree that she should totally go to the police about this? I feel he could be doing this to other people as well and needs to be stopped unless he can work within industry standards and stop intimidating and soliciting people. Constructive and polite suggestions pls.””
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Auto loan with the bank as the first lien?
Hey I pulled out an auto loan, and my bank requires me to have them as my first lien. What does this mean and how do I go about doing this? Ive already changed titles and its under my name. DMV has already mailed me back my title. If I dont submit my title to the bank, they will raise the annual interest rate and monthly payments. Can anyone please help me out?””
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I have a Fico score of 568 and rising. What are the chances of getting an auto loan with a low down payment?
Right now my Fico score is at 568. On my credit report the reasons stated for my low score is because of a severely late payment 8 months ago from a student loan. The reason for this is that for some reason the lender didn’t update my account as being deferred and when I found out about it, I paid it up to current and have made all other payments on time (before and after this with them). I tried contacting them about this but they are not willing to help with the late payment reporting. I also have a large amount of inquires because I’ve been applied for loans with the bad credit”””” dealerships only to be told I can get a used $10000 car for like $500 a month payments (not a very good deal in my eyes because most of the vehicles have 100k miles). Now with what fico has released as the scoring for late payments my interpretation of that would be that my score would be in the 650’s if my student loan had reported correctly. If I were to go to a bank or credit union and explained my situation with that would it help me get into a vehicle or just hurt me with another inquiry? I do have some old collections from a divorce that I have been paying off and having them removed that were from about 4–5 years ago””
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“”Hi what the best place I can quickly get or view my credit report online, Thanks?

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How to get a good credit score?
I’m 18, and just got a credit card. The only time I use it is to pay my cell phone bill & car insurance. I know these things do not count toward my credit score — so I was wondering what does? I’m a bit confused. Thanks!””
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#repost

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#repost

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“”Credit score with out a credit card to get report and free trial, how do get w/o credit card?
Tried with 3–4 online fast free agents w/ocredit card you get no were. why a credit to acess credit report?
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“”Age verification”””” websites. They ALL need my credit card#. Are they a complete scam? I give my””””digits”””” to?””””
I do NOT give my credit card # to anyone
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Where can I go to get a free credit report?
fffffffffffffuuuuuuuuuuuu
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Which is the best credit card to get after bankruptcy?
I recently filed for Chapter 7 bankruptcy and have begun to receive numerous credit card offers by mail. I want to begin repairing my credit so that I can buy a house within the next 2–3 years. However, I want to be extra careful about the card I choose. What sort of things should I look for in a credit card offer? I recently received an offer from Capital One with the following terms: no annual fee, 0%APR for 6 months (12.9% thereafter) and at least $1,000 in credit. It also states that automatic credit increases will be made to the account if you use the card within 90 days and make the first three minimum payments on time. It sounds sort of reasonable to me but I’ve also read a lot of negative things about Capital One. Should I just wait some more until I get better credit card offers from other banks? What are my options? Thanks.””
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Does anyone know of any online installment loans for people with less than perfect credit?
I am looking for more of a debt consolidation loan, not a payday loan. Any informed info would be appreciated. Thanks!””
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I accidently have my credit card details to a faulty site.?
I accidently gave my credit card details to what I’m being told is a dodgy site. What could they do with my details? Will they just take the cost of the product and then not send it to me or will they wipe me clean :( I can’t sleep over it. I’m so stupid I know but the website looked very dependable and even my friends agreed it was easy to fall for. So what is most likely to happen and how do I go about fixing this? I tried to cancel but no luck there
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Best Credit Card for 20 year old?
So I want to build up my credit but not sure which credit card company i should use or go to. Has anyone went threw this and have any pointers? I don’t want it to have more then like a $500 or $1000 limit. I will probably just use it once a month for gas or maybe some new clothes every once in awhile.
“”
How do i get my annual free credit report?
can i just view online
“”
How can i order something online without my parents finding out (bc of the credit card bill)?
ok so this is SO stupid, i know, but id really like to buy a flat iron (i have naturally curly hair). my last one i ended up making burn marks on my counter (haha..) so my parents will NOT let me buy a new one. im totally willing to buy a heat protectant mat to go along with it but they wont let me. i know once i have it ill be able to keep it from them, but i just need to know, how can i order it online? I have all my parents credit card information. I also have enough cash to pay for it, so i’d probably just slip the money in my moms bag one day or something. I can have it sent to my friends house and she could bring it into me, its just a matter of it being on the credit card bill when it comes.. any suggestions?!!””
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Where can i get an est. on car loans without having to apply fully?
just looking for a ball park number. i want something that will show monthly rates. for a used car
“”
#repost

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What is the future of payday loan industry??
I would really like to know what is the future of payday loan industry 6–8 months or more????? just curious to know………..
“”
“”When a credit card is declined, does the merchant really have the authority to cut it or otherwise destroy it?””
I’ve seen this on TV and in movies, so that is why I’m asking the question. A customer attempts to pay with their credit card and it is declined. The salesperson then tells the customer that the card is declined and then proceeds to cut the card in half with scissors.””
“”
Payday Loans?
Does anyone know of any payday loans companies that gives loans and will extend them for about 4 biweekly payperiods. I got one last year from this company and had no problem paying them back along with the interest but have misplace the documents. I have been trying every where on the internet none of the companies that I see seem to ring a bell.
“”
Assume the CPI increases from 100 to 110. Explain the impact of this inflation………………?
Assume the CPI increases from 100 to 110. Explain the impact of this inflation (helped, hurt, not impacted) on each of the following: a.A surveyor who took out a 5% fixed-rate loan last year to buy new equipment. b.A bank that awarded a 6% fixed-rate loan to a couple buying their first home. c.A company signs a contract to clean classrooms at a fixed rate for the next 5 years. The company does not have a labor contract with its employees. d. A union worker who received a 10% cost of living adjustment. e.A student who currently earns 2% interest on her savings account.””
“”
“”I have a credit score of 614, can I get a mortgage loan?””
I filed bankruptcy about 2 years ago but has had a clean credit history since.No miss payments, no deliquency, I make about 40–45K a year, I have about a 23k auto loan out, I was wondering was its possible for me to get about a 80–90K mortgage loan and If so who would be the best lender/bank to go thru with my credit and income.””
“HOW TO GET A CREDIT CARD?

Ok So i have a good credit score but i keep getting denied for any big credit card company and the only way to raise my credit score is to get a major credit card. are the credit card companys stupid they hard inquiry my credit dropping my score even more how am i supposed to get a credit card to raise my score if every time i apply it lowers my score?

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